Refund & Cancellation Policy

Subscriptions, one-time purchases & how to get help

Last updated: 23 May 2026

This policy explains how to cancel subscriptions, when refunds are available for purchases made in Cosmic Lens, and how to contact us. It applies to all payments processed via Cashfree Payments India Pvt. Ltd.

Please use the free trial (where offered) and review the product description before paying. One-time digital reports are delivered immediately after payment.

1. Subscription Cancellation

Monthly and yearly subscriptions renew automatically until cancelled.

After cancellation, premium access continues until the end of the current paid period. No further renewals will be charged. Cancelling does not automatically refund the current period unless a refund exception below applies.

2. One-Time Purchases (No Auto-Renewal)

The following are charged once only — they do not renew:

Once the digital report is generated, downloaded, or marked as delivered in your account, the purchase is considered fulfilled. Refunds for change of mind are generally not provided for fulfilled digital goods, consistent with applicable consumer and RBI guidelines for digital products.

3. When We Grant Refunds

We will approve a full or partial refund (to the original payment method via Cashfree) when:

4. When Refunds Are Not Granted

5. How to Request a Refund

Email supportcosmiclens@gmail.com with:

We acknowledge requests within 3 business days. Approved refunds are initiated to your original payment method within 5–10 business days (bank/UPI processing times may vary).

6. Failed & Pending Payments

If payment fails, you are not charged. If your bank shows a pending debit, it usually auto-reverses within 5–7 business days per RBI rules. Contact your bank if it persists beyond 10 business days; we can share transaction references to assist.

7. Chargebacks

Please contact us before raising a bank chargeback. Unresolved chargebacks may lead to account suspension. We prefer to resolve issues directly and quickly.

8. Contact